发起异常退款(平台收付通) 
提交退款申请后,查询退款确认状态为退款异常,可调用此接口发起异常退款处理。支持退款至用户、退款至交易商户银行账户两种处理方式。
js
wxpay.v3.ecommerce.refunds._refund_id_.applyAbnormalRefund.post({
  sub_mchid,
  individual_auth_id,
  out_refund_no,
  type,
  bank_type,
  bank_account,
  real_name,
}, { refund_id, headers })
.then(
  ({ 
    data: {
      refund_id,
      out_refund_no,
      transaction_id,
      out_trade_no,
      channel,
      user_received_account,
      success_time,
      create_time,
      status,
      funds_account,
      amount,
      promotion_detail,
      refund_account,
    },
  }) => ({
    refund_id,
    out_refund_no,
    transaction_id,
    out_trade_no,
    channel,
    user_received_account,
    success_time,
    create_time,
    status,
    funds_account,
    amount,
    promotion_detail,
    refund_account,
  })
)参阅 官方文档